Legal notice

Private-Rate.com is the brand of La Centrale de Financement

La Centrale de Financement is a joint-stock company with the capital of 908084€ – Headquarters: 75 rue Saint Lazare 75009 Paris – RCS PARIS 791400005 – N° de Gestion 2013 B 03986 – Immatriculation ORIAS N°13002170 RCPIOB 8079845 RCPIA 8357126

Broker in banking and insurance

YOUR RIGHTS :

A credit obliges you and must be refunded. Check your refund capacity before you commit to it.

In accordance with the article L519-6 of the monetary and financial code and of the article L321-2 of the consumer code: «No payment of any kind shall be requested from an individual, before obtaining of one or several loans».

The borrower has a 10-day reflection period, the sale is subject to obtaining a loan and if this is not obtained, the seller will have to refund all the paid amounts.

Rates : the rates indicated on this website are given for information purposes and are based on the latest bank rates of one or more of our partners. These do not include the ancillary costs of notary fees, guarantees, insurance and intermediation if the TAEA statement is not indicated.

The list of all our partners can be consulted by following this link.

PROTECTION OF THE PERSONAL INFORMATION

All of the collected information is only necessary for the processing of requests for simulation of financing, and are saved for one year to insure the best performance of our services. This data then will be destroyed.  None of the collected personal information will be communicated to the third parties without the agreement of the user and within the strict framework of our professional intermediary in banking operation and payment services

The website Private-rate.com is registered within the French National Commission for Computing and Liberty (CNIL) in application of Law N ° 78-17 of 6 January 1978 under the “N ° TO COME”

In accordance with article 34 of the Law “Freedom and Information” you have a right of access and modification of rectification and deletion of data.

PROCEDURE FOR PROCESSING THE CLAIMS

Your advisor will be happy to answer any questions or complaints you may have.

If you are not satisfied by the services provided you can write a letter to:

La Centrale de Financement
Service clients
75 rue St Lazare
75009 Paris

Or send an e-mail to the following e-mail address: serviceclients@lacentraledefinancement.fr

You will receive a response as soon as possible and no later than two months after the date of receipt of your complaint, for which you will receive a letter or acknowledgment mail within 10 days (unless answered in the same period).

Lastly, you always have the possibility to use the ordinary remedies.

DIRECTOR OF THE PUBLICATION

Sylvain Lefèvre

AUTHOR RIGHTS :

This website is the property of joint-stock company La Centrale de Financement and is protected by the copyright. Any reproduction of the website, its contents, downloading of images, logos, texts, photographs or any other content, whatever the process, and without prior agreement of La Centrale de Financement is prohibited ad would constitute an offense of counterfeiting sanctioned by the articles L335-2 and following of the Code of the Intellectual Property.

RIGHTS TO THE INTELLECTUAL PROPERTY

The logos and trademarks mentioned on the website are the properties of their respective companies.

TECHNOLOGY / PLATFORM L.A.M.P

The website of La Centrale de Financement was optimized for the accounting between different navigators of the latest generation, which guarantees its good functioning and constant display. We wish you a very good navigation.

ACCOMMODATION

The website is located at the company OVH

Joint-stock company with the capital of 10 059 500€ – RCS Lille Métropole 42476141900045 – Code APE 6202A

Headquarters: 2 rue Kellermann – 59100 Roubaix – France

ACPR

Our activity is controlled by the Authority of prudential control and resolution: www.acpr.banque-france.fr

Address: 61 rue Taitbout 75436 Paris Cedex 9