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Introduction to home insurance in France

There are two main types of home insurance (assurance habitation) in France: Civil liability insurance (assurance res...

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French mortgage rates for November 2022

A few things to know when purchasing a new build property in France A new build off plan property is known as a “Vent...

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French mortgage rates for October 2022

The newly published usury rates are following the non-resident mortgage rates trend The Banque de France just announc...

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Thinking of purchasing a property in France using a “family” SCI (Société Civile Immobilière Familiale) … Is it right...

A “family” real estate civil society (SCI) is a legal structure made up of at least two people belonging to the same ...

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The role of the Notaire in the buying process

A Notaire is a public officer. Appointed by the Minister of Justice and entrusted by the State as a public servant, a...

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“Promesse de Vente” (aka «  Preliminary Contrac...

Two contracts with different consequences for the buyer and the seller. A Preliminary Contract (Promesse De Vente) an...

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French mortgage rates for June 2022

The lender is refusing to finance your project because your Global Effective Annual Rate is exceeding the Usury Rate ...

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French mortgage rates for May 2022

Quick recap on the French lenders’ risk assessment process French lenders don’t carry out credit checks on applicants...

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French mortgage rates for April 2022

Newly published Usury Rates (aka “Taux d’Usure” in French) are out of sync with increasing mortgage rates and closing...

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