Rate for a 20-year real estate loan

Private Rate offers exceptional financing conditions to borrowers for real estate projects. A dedicated real estate loan specialist regularly informs the client of the progress of their file. As well as accompanying the client at every stage of the process, the Private Rate broker facilitates the steps of administrative work.

The best rate for a 20-year real estate loan 

The best negotiated rate by Private Rate is from :  3.93%(1)

You must meet certain conditions to be eligible :

  • Minimum financing envelope : 150 000€
  • Financing of principal, secondary or rental residences

Examples of monthly payments for 20-year loans

Amount Rate(1) Payment(2) Insurance(3)
300 000€ 3.93% 1 807€ 75€
500 000€ 3.93% 3011€ 125€
750 000€ 3.93% 4 517€  188€
1 000 000€ 3.93%  6023€ 250€

(1) This rate is given for information purposes and is based on the latest bank rates of one or more of our partners. It does not include the ancillary fees as notary fees, guarantees, insurance and intermediation. (2) Monthly payment excluding insurance (3) This monthly payment is for the special insurance that covers the ITT-DC-PTIA for a 100% insured loan that is spread to two 35-year-old, non-smoking and healthy borrowers. 

Submit your request for information

With no commitment on your part, submit your detailed request in order to obtain the best rate for your project. A specialist in real estate loans will contact you within 4 hours.