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Looking to purchase a property in France ? 2026 might just be the year for you !

At the start of this new year, allow me and the entire Private Rate team to wish you a very happy 2026 !!! The holida...

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The monthly revision rule of the usury rates will return to a quarterly update

The usury rates were set on a monthly basis to adapt to the sharp rise in mortgage rates since last February 2023 but...

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Preparing your last will and testament following the purchase of a property in France, why and how ?

A will is a written document by which a person makes decisions and specifies his or her wishes following his or her d...

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Is a more contained increase of the usury rate in June 2023 good news ?

The usury rate (aka Taux d’Usure in French) protects the purchaser by capping all the costs of all types of mortgages...

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Your marital status and the joint ownership of property

Certain rules apply automatically when two people are married. The marital status sets the rules for managing assets ...

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08/03/2023

Your mortgage is refused and you can’t understa...

When purchasing in France, you have to select a property and make an offer before applying for a mortgage. The mortga...

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06/02/2023

Opening a savings account and increasing your p...

Applying for a mortgage in France has become an arduous endeavor since last summer. With a continuous rates increase ...

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06/01/2023

What will you find in your diagnosis report whe...

When purchasing a property in France, the sales contract must contain the technical diagnosis file or DDT (Dossier de...

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02/12/2022

Introduction to home insurance in France

There are two main types of home insurance (assurance habitation) in France: Civil liability insurance (assurance res...

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