There are two main types of home insurance (assurance habitation) in France:Civil liability insurance (assurance responsabilité civile), which covers damage to third parties and their property caused by you or your home. Multi-risk insurance (assurance multirisque), which is liability insurance plus protection for your [...]
Thinking of purchasing a property in France using a “family” SCI (Société Civile Immobilière Familiale) … Is it right for your project ?
A “family” real estate civil society (SCI) is a legal structure made up of at least two people belonging to the same family (Cohabitants are not included in this configuration). The members have the status of associate to jointly manage one or more properties. The [...]
A Notaire is a public officer. Appointed by the Minister of Justice and entrusted by the State as a public servant, a Notaire exercises his or her functions in a liberal context (paid by their clients at a rate which is set by the State [...]
Now that the financing has been validated and you have a home loan to finance all or part of your purchase, the time has come to prepare the signing of the final deed of sale, “l’Acte de Vente”. This authentic act, written by a notary, [...]
Once your mortgage application has been approved, the lending bank will send out your mortgage offer, typically via courrier to your home address, or more recently, electronically for a few banks. A new milestone on the road to the property has been reached, which brings [...]