French mortgage rate

French mortgage rates for April 2021

Newly published Usury Rates (aka “Taux d’Usure” in French) have decreased for the second quarter of 2021.

A lower usury rate is not necessarily good news for profiles considered “at risk” by banks when purchasing a property in France.

Implemented to protect borrowers, the usury [...]

French mortgage rates for March 2021

French banks are increasing their mortgage application fees and customer monthly maintenance charges  

When applying for a mortgage, a French lender will charge you a one-time fee. The amount will vary depending on the mortgage amount and the complexity of the file. You can [...]

French mortgage rates for February 2021

The French property market is an investing haven in these uncertain times

For a long-term investment, the current market conditions are highly suitable to purchase a property in France.

Interest rates look to remain at historically low levels this year French banks are willing [...]

French mortgage rates for January 2021

Will the New Year 2021 be a “Déjà Vu” of 2020 ?

At the start of 2021, rates are staying at low levels as banks are increasingly relying on mortgages to attract new clients.

Solvent candidates could greatly benefit from this current business strategy while [...]

French mortgage rates for December 2020

What is the impact of the second lockdown on the real estate market?

Last spring, the market was at a complete standstill. Eight months later and with a less strict second confinement, the number of sales agreements fell by 10% in November (against -75% during [...]