French mortgage rates for December 2019

With the end of year holidays upon us and a newly elected President of the European Central Bank (ECB), we observe a continuing stability with the December mortgage rates.

With 394 votes in favor, 206 against and 49 abstentions, the European Parliament confirmed the appointment of Christine Lagarde and her policy to highlight the benefits of low interest rate strategy on the European economy.

The current rates and conditions remain ultra-attractive to finance a project in France with a EURO mortgage.

The maximum duration to consider is 20 years and French lenders are still in favor of proposing fixed rates capital repayment financing.

With rates as low as 1% fixed over 20 years and far lower for shorter, our French financial partners will provide non-resident clients with great terms and conditions.

As always, do not neglect the revised rate financing option. Most lenders will cap the rate over a first period (About half of the total duration) or over the entire duration of the mortgage for added security. Our mortgage specialist can help you compare the different solutions available.

Current mortgage rates for December 2019

Fixed rate(1)  Term Monthly repayment

for 10 000€ borrowed

0.75% 10 years / 120 months 86.52€
1.00% 15 years / 180 months 59.85€
1.20% 20 years / 240 months 46.89€
2.50% 25 years / 300 months 44.86€

(1) The indicated rates are given for information purposes and are based on the latest bank rates of one or more of our partners. The rates in the table above do not include the ancillary cost as notary fees, guarantees, insurance and intermediation.

Submit your request for information

With no commitment on your part, submit your detailed request in order to obtain the best financial solution for your project. A French mortgage specialist will contact you within 24 hours.