As in the previous month of January, mortgage rates remain low and stable in February 2020. The borrowing conditions are optimal for a real estate project in France.
French lenders are still favoring fixed rate capital repayment financing, but we can secure an alternate revised rate financing for a partial or total early redemption of the loan without penalty. Our financial partners can also cap the rate for added security.
We are observing very little variation with the terms and conditions proposed currently as the best financial profiles can claim loan rates well below 1.40 % fixed annual rate over the maximum duration of 20 years.
Our team of mortgage specialists can assist you to compare the different solutions available and arrange for an agreement in principle.
Current mortgage rates for February 2020
| Fixed rate(1) | Term | Monthly repayment
for 10 000€ borrowed |
|---|---|---|
| 0.75% | 10 years / 120 months | 86.52€ |
| 1.00% | 15 years / 180 months | 59.85€ |
| 1.20% | 20 years / 240 months | 46.89€ |
| 2.50% | 25 years / 300 months | 44.86€ |
(1) The indicated rates are given for information purposes and are based on the latest bank rates of one or more of our partners. The rates in the table above do not include the ancillary cost as notary fees, guarantees, insurance and intermediation.
Submit your request for information
With no commitment on your part, submit your detailed request in order to obtain the best financial solution for your project. Our French mortgage specialists will contact you within 24 hours.