French mortgage rates for January 2020

Let us start by wishing you and your family, from all of us at Private Rate, a Happy New Year 2020 full of discoveries, opportunities and good health.

A new decade is upon us and its first year will be particularly busy as we wait for a BREXIT deal, an upcoming US presidential election and the municipal elections here in France.

This new year begins with very little rate fluctuation compared to December 2019. Mortgage rates are still at historically low levels and conditions remain ultra-attractive to finance a project with a EURO mortgage.

French lenders are still in favor of proposing fixed rates capital repayment financing with a maximum duration of 20 years but do not neglect the revised rate financing option. French lenders will cap the rate for added security.

Our expertise and the determination are the driving forces of our success in 2019. Our French financial partners will provide our clients with great terms and conditions in 2020.

Current mortgage rates for January 2020

Fixed rate(1)  Term Monthly repayment

for 10 000€ borrowed

0.75% 10 years / 120 months 86.52€
1.00% 15 years / 180 months 59.85€
1.20% 20 years / 240 months 46.89€
2.50% 25 years / 300 months 44.86€

(1) The indicated rates are given for information purposes and are based on the latest bank rates of one or more of our partners. The rates in the table above do not include the ancillary cost as notary fees, guarantees, insurance and intermediation.

Submit your request for information

With no commitment on your part, submit your detailed request in order to obtain the best financial solution for your project. A French mortgage specialist will contact you within 24 hours.