French mortgage rates for July 2020

In accordance with recommendations made by the European Commission, France is once again open to visitors after lifting all travel restrictions at its internal European borders.

Because of the French banking system is more regionalized than in some other parts of Europe, French lenders are catching up with the high demand and proposing mortgage rates with a slight upward increase over all durations.

Pushed by the European Central Bank and the French government’s recommendations and bailout funds, French banks are encouraged to grant loans in the real estate sector.

With rates as low as 1.25% fixed over 20 years with the most aggressive lenders, we can only congratulate our French financial partners to seek non-resident clients with great conditions this summer.

Current mortgage rates for July 2020

Fixed rate(1)  Term Monthly repayment

for 10 000€ borrowed

0.75% 10 years / 120 months 86.52€
1.00% 15 years / 180 months 59.85€
1.25% 20 years / 240 months 47.11€
2.15% 25 years / 300 months 43.12€

(1) The indicated rates are given for information purposes and are based on the latest bank rates of one or more of our partners. The rates in the table above do not include the ancillary cost as notary fees, guarantees, insurance and intermediation.

Submit your request for information

With no commitment on your part, submit your detailed request in order to obtain the best financial solution for your project. Our French mortgage specialists will contact you within 24 hours.