French mortgage rates for June 2020

France is slowly ending its second phase of the confinement by allowing more businesses to reopen and more people to travel longer distances.

Pushed by the European Central Bank’s recommendations to revive the economy, French banks are encouraged to grant loans in the real estate sector.

Average rates are varying slightly upward for the very short duration (under 10 years duration) but we are witnessing a stable trend for the non-resident rates over 15 and 20 years.

With France’s border remaining closed at this time, house visits are not yet possible for those from abroad, but we can help you define borrowing capacity and provide agreements in principle while you search for a suitable project.

Current mortgage rates for June 2020

Fixed rate(1)  Term Monthly repayment

for 10 000€ borrowed

0.85% 10 years / 120 months 86.95€
1.20% 15 years / 180 months 60.73€
1.28% 20 years / 240 months 47.25€
2.50% 25 years / 300 months 44.86€

(1) The indicated rates are given for information purposes and are based on the latest bank rates of one or more of our partners. The rates in the table above do not include the ancillary cost as notary fees, guarantees, insurance and intermediation.

Submit your request for information

With no commitment on your part, submit your detailed request in order to obtain the best financial solution for your project. Our French mortgage specialists will contact you within 24 hours.