French mortgage rates for November 2020

Fasten your seatbelts ! France enters a second lockdown.

While the real estate market will undoubtedly slow down this winter, it is the perfect time to look for a mortgage solution now.

We have seen property prices soar over the last 9 years with a record number of mortgages approved in 2019 before French lenders became more restrictive under the leadership of the Banque de France and the High Council for Financial Stability.

Mortgage rates have now stabilized at very low levels and the current lending conditions are preventing any collapse in property prices. It is the right time to prepare a financial solution to your real estate project. Our dedicated team of brokers can help you determine your mortgage capacity and prepare a mortgage solution for your review before your next visit to France.

Current mortgage rates for November 2020

Fixed rate(1)  Term Monthly repayment

for 10 000€ borrowed

0.75% 10 years / 120 months 86.52€
1.00% 15 years / 180 months 59.85€
1.25% 20 years / 240 months 47.11€
2.15% 25 years / 300 months 43.12€

(1) The indicated rates are given for information purposes and are based on the latest bank rates of one or more of our partners. The rates in the table above do not include the ancillary cost as notary fees, guarantees, insurance and intermediation.

Submit your request for information

With no commitment on your part, submit your detailed request in order to obtain the best financial solution for your project. Our French mortgage specialists will contact you within 24 hours.