The right broker
Looking to purchase a property in France ? 2026 might just be the year for you !
At the start of this new year, allow me and the entire Private Rate team to wish you a very happy 2026 !!!
The holiday season has ended and we are ready to providing great solutions for our international clients purchasing in France.
The start [...]
The monthly revision rule of the usury rates will return to a quarterly update
The usury rates were set on a monthly basis to adapt to the sharp rise in mortgage rates since last February 2023 but, starting January 1st 2024, they will again be revised quarterly.
As a reminder, the usury rates are the maximum global APR rate [...]
Preparing your last will and testament following the purchase of a property in France, why and how ?
A will is a written document by which a person makes decisions and specifies his or her wishes following his or her death.
You can:
Organize the transmission or the distribution of your assets and designate the beneficiaries (spouse, partner, cohabiting partner, child, friend or [...]Is a more contained increase of the usury rate in June 2023 good news ?
The usury rate (aka Taux d’Usure in French) protects the purchaser by capping all the costs of all types of mortgages over multiple durations. Normally adjusted every quarter since its creation in 1966, the usury rates have been adjusted every month since the beginning of [...]
Your marital status and the joint ownership of property
Certain rules apply automatically when two people are married. The marital status sets the rules for managing assets and debts accumulated before and during the marriage.
How will they be divided up if you divorce or if a spouse dies ?
These are the characteristics [...]