French mortgage rate
French mortgage rates for April 2022
Newly published Usury Rates (aka “Taux d’Usure” in French) are out of sync with increasing mortgage rates and closing costs.
This is not good news when purchasing a property in France with a 20 to 25 years mortgage duration.
Implemented to protect borrowers, the usury [...]
French mortgage rates for March 2022
A mortgage life insurance revolutionThe French Senate ratifies the termination of your mortgage life insurance at any time and the deletion of the medical questionnaire.
The voted text includes three major changes.
The first consists of authorizing any insured person to terminate their mortgage [...]
French mortgage rates for February 2022
Inflation, growth and mortgage rates increase in 2022While prices for manufactured goods fell, nearly all other prices were higher and energy prices were up 19.7% over one year following increases on global oil markets. Inflation reached 3.5% by the end of the year 2021 [...]
French mortgage rates for January 2022
Looking to invest in Real Estate in France? 2022 might just be the year for you !Over the last 5 years, real estate prices in France have continued an upward trend. This pattern seems to mirror quite closely positive developments in the French economy. [...]
French mortgage rates for December 2021
How is BREXIT affecting the lending rules for UK clients?Post-Brexit criteria for UK residents are finally getting tougher and lenders are requesting higher amounts of personal contribution while lowering the financing LTV%.
What are the new requirements?For most (but not every) French lenders, [...]