French mortgage rate

French mortgage rates for November 2021

Looking forward to your ski holiday in France?

France’s ski resorts are open for business this winter and the government also confirmed that the vaccination pass, which is required to use most public services/enter public spaces, will not be required in order to use ski [...]

French mortgage rates for October 2021

French banks are increasing their application fees, maintenance charges and additional products 

When applying for a mortgage, a French lender will charge you a one-time application fee. The amount will vary depending on the mortgage amount and the complexity of the file. You can [...]

French mortgage rates for September 2021

A French Notaire is also a specialist in property valuation

A real estate valuation can help in case of succession, liquidation of community, IFI (Wealth Tax) and tax adjustment. French Notaires rely on different methods and specific tools to provide you with an appraisal report.

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French mortgage rates for August 2021

Partial redemption penalties on French mortgages

A borrower can repay partially (or totally their mortgage before the end of the contract) but a fee is sometimes due.

The first thing to consider is the amount of your partial redemption as your mortgage contract may not [...]

French mortgage rates for July 2021

How will your age affect the mortgage duration and rate?

Each French bank has an age limit and you will normally need to repay your mortgage by age 75.

Although a very few French lenders will accept repayment by age 80, the Annual Percentage Rate [...]